Direct Primary Care (DPC) membership save you money, even if you already have a High Deductible Health Plan (HDHP). See what Consumer Reports says about Direct Primary Care.
Assuming this year you will have:
3 clinic visits a year (US average is 3/year)
Prescription for bactrim (retail cash $13 vs. my price $2)
Urgent care visit, with xray (avg xray about $180, vs. about $50)
CBC (at average $30 cash pay, vs. price about $4)
Monthly prescription for blood pressure medication Lisinopril (per GoodRX about $22/month, vs. my price for a year is about $14).
Now you have saved over $200 with your DPC membership. And you still haven’t met your health plan deductible, which is typical, as most years you won’t meet your high deductible, and you will be paying for everything (except preventative care) out of pocket.
I negotiate discounted labs, imaging, and dispense medications at wholesale cost +$1. The vast majority of healthcare needs can be addressed by your primary care doctor
If you add in 1 MRI (average retail about $2600, my cost about $450-650) the cost savings are even more significant, and you still haven’t met your deductible.)
"The value proposition for the emerging DPC industry as a whole is that if it was scaled nationally, overall healthcare costs could be reduced 20-30%. That is, not just slowing healthcare inflation but reversing it." -Forbes
"Employers and employees are equally dissatisfied with the current system. According to a often quoted 2014 Heritage Foundation article, “While insurance premiums could guarantee catastrophic protection, which is what insurance is meant to do, patients could receive a majority of their care as part of a monthly fee.”
At the same time, employers have an opportunity to finally lower their healthcare costs without cutting benefits and instead providing a form of concierge-level care. Improved morale, health, lowered absenteeism, better retention and recruitment–and reduced spending on healthcare. It is clear why, in January 2013, Forbes called direct primary care the “Trillion Dollar Disruption“."